Multi-Life LTCI Advantages:
     •  For the Employer
     •  Cutting Edge Benefit:
            Recruitmen, Retention & Reward

Available as Employer Paid or Voluntary Pay Premiums Deducted as Business Expense Program Availability for Executive Carve-outs and Employee Classes Group Discounts For Employees and Family Members Simplified Health Qualification Available Agent Assisted Implementation with Individualized Plans Flexibility in Plan Design Guaranteed

Renewable Guaranteed Acceptance with
Large Groups:
     •  Initial Enrollment
     •  New Hires

Tax Advantages:
     •  For the Employer
     •  Corporation (C Corp)
     •  100% of premiums deductible for employee,
        spouse and qualified dependents S Corp,
        Partnership, LLC, Sole Proprietor
     •  Potential deduction of eligible premium based
        on annual limits